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For those of you in your 20s and 30s, know this:

It won’t last forever.

Ages 25 to 40 are only 15 years long.

It's the most important decade of your life.

Your decisions during this period are important to building a strong financial foundation.

And this time will pass fast.

How you spend it will define the rest of your life.

Waste it, and you'll regret it forever.

The clock is ticking. Take advantage of it while you can.