As I set up a Windows machine (in UK, so not EU) it becomes obvious that Microsoft really REALLY wants me to ENJOY all the fun of Office, and that not enjoying it is "limited experience".
It nags me again to add an account, so I choose "offline account". It's not *offline*, of course, it's just not connected to Microsoft Cloudwoo. Then it nags me through every stage of password choice, confirmation and 3 security questions "even better, use an online account", Nah, it's my machine mate.