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I have seen a social media post of someone saying that he's 25, works 2 jobs and now needs to move back in with his parents because his health insurance is 250USD a month plus he has monthly ongoing costs of 500. Which they don't cover because like he needs to spend a certain number of money per year himself before they cover anything.

Is that not shitty?
I know people joke about haha we have guns in America to kill ourself if we get sick.
But that seems like a Really shitty situation.