16/ Ok, for context, the chapter is called “Use value and exchange value” and I do like using homeownership as the scaffolding for the narrative, because it is very relatable. What he is describing is homes as both a home for people (use value) and as a “financial instrument” (I think this is “exchange value”) that can be used in various forms of speculation. And that when that type of speculation goes wrong, real people are hurt because they might lose their homes (both homeowners and renters) or end up in unlivable conditions.