13/ Chapter 1 seems to be about the “economics of home ownership” not sure where he will take that, but it reminded be of a thing I’ve thought about over the years: that the “value” of your home (if you are a homeowner) is largely theoretical as long as you live in it. There have however been some ways for you to live in your home and still get use from your “capital gain”, for example you might get a lower interest rate or more directly you can often borrow against it or use it as collateral.