@sickburnbro "loan brokers": firewall between bank/investment. the loan broker will tell you anything to get you to sign that foot thick contract. people want a house, no other options are presented. if you show up with cash in full, they will not sell you the house, because they get a cut of that loan, so does the real estate agent, on top of 6% commission from owner, and whatever they added on for "improvements with their oompa loompas they pay with meth. the real estate agents are always in on the grift.