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@zdl Second,
if we want to have a conversation based in personal anecdotes, I've had *way* more money stolen from me by businesses, including banks, simply because cashless payments allow them to act on funds that aren't strictly speaking theirs. In one case, a bank just lost me a few grand, which caused me follow-on costs that they didn't reimburse.

You're right that the financial system is bonkers and needs fixing. You'll note as well that I keep telling you I agree with that.

@catileptic