@zdl @catileptic Sadly, it's not bullshit.
I mean, I live cash-free for most intents and purposes. But I've had periods of my life where my income wasn't stable - I could always get money, but perhaps not *right now* - and that makes banking surprisingly hard. And without access to the banking system, you're immediately unable to access other things, like a safe place to sleep, etc. (again, this worked out for me always, but with significant effort).
Basically, a cash-free life is...