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Brett Scott published a really good piece on the cost of "cashlessness".

"Money is political, and that’s the starting point of the economics of cash."

https://www.asomo.co/p/the-cost-of-cashlessness

It's especially important since the only *other* time I hear people defending cash is when they fear a take-over from a shady, world-wide organization. And it's not that they want freedom, but they want another shady, world-wide organization to *not* lose its foothold.