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Housing costs hit new record of $2,775 per month.

That's almost double since the pandemic -- and the inflation.

Housing costs are now nearly half of median family income -- for housing alone.

As a result, it now takes $110,871 in annual income just to qualify for the median home -- up over $30,000 since the pandemic began.

The young are being locked out of the middle class, and there's no relief in sight.