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@tokyo_0
With 2FA with one time passcode such as TOTP, SMS, email codes, the user can send this second factor to a hacker who impersonates the service.
There are bots who receive the one-time code and who then send them to the real site to access to the account.
Regarding biometry, this is not a requirement. You can unlock a passkey by a pin (or by a schema on your phone) if you wish. Passkeys are designed to be decrypted by the same way you unlock your device.
@lightninhopkins @timbray