Are the rules different in Canada? I put down 20% on a home two years ago. I'm not self employed; and I've held work without breaks for five years and still got an okay rate. Prices aren't really going down, but they have seemed to stabilize in most places.

I'm curious if business owners have the same issue here. Also does he have a business besides Edison Motors, because that is a pretty high risk startup. I have a feeling there's more to this story, or maybe Canada is just fucked?