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Okay the source of stress has been resolved, I can talk about it now.

Despite having lending pre-approval to buy an apartment, & being told it would take about a week to get that turned into unconditional approval, it has been:
- 4 weeks
- 3 lenders
- 2 contract extensions
- 2 loan refusals

Then today, 40 minutes before the deadline by which I'd have to have my heart broken & walk away from the sale:
- unconditional approval from the 3rd lender