And airline miles being a positive example for "credit card debt is not always bad" is retarded. Hey Joshua, if you are spending money with your credit card so that you can get "free airline miles," you are an idiot. Don't give me this "you are spending the money anyways." Usually, you are spending more than you normally would under the justification of getting something for "free." When you have a lot of debt, you need to cut spending. Which means credit card spending is going to be bad always.