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https://www.youtube.com/watch?v=Uu1lKvzDtNU

Another example of the same thing. "Not all debt is bad debt!" Yes, that is true. But the people that need Dave Ramsey are clearly incapable to dealing with ANY debt. You should not be trying to get into making money on rental properties if you cannot handle your credit card debt. Getting into rental properties comes with many risks, which the people who need Dave Ramsey cannot afford, as they already are in a hole.