n95 would not be full hazmat gear by itself no.
if you are in a setting that is high risk for COVID, especially if there is an outbreak in your area, then when in those high risk areas an n95 is a very reasonable precaution.
Dude I'm literally the guy who invented the fastest way to detect COVID 19 in the world (off breath in 4 minutes)... But yea i guess my typos really proved it huh, lol, what a moron.