@edsu @GuerillaOntologist Yes, probably not a good term. But most other terms one might use are harder to say:)
All money is trust-reducing technology. It externalizes and concretizes debt relationships. It participates in an economy designed around the assumption that people have to do paid work to be trustworthy enough to access basic needs. Employment contracts are similar: you promise to do this, or else the cops are coming after you.