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Saw someone on here lamenting that their insurance options for a home in Florida doubled and tripled in price over the last five years. It would be cruel to inflict the dunks on them by saying "that's because houses in Florida don't have much of a future" but in truth...

We live in a time of climate calamity. None of us (to a couple decimal points) can afford insurance against climate risk. It's not ever going to get better, only worse. #ClimateChange #Climate #ClimateRisk #ClimateApocalypse