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Does anyone have experience with travel medical insurance? The ones that cover just emergencies, accidents, and shipping you home?

As far as I can tell, they are all focused on short trips of a month or less, and charge accordingly ($700-$1200 month). But the next step up is yearly plans for people there full time. Nothing inbetween.

Unless you’re just getting evacuation alone. Those are cheaper, but are just focused on getting you home. (Some of those come with fun additional plans like, “rescue at over 15,000’”, and “extraction from a war zone”.)