@NotImportant @Paultron @sickburnbro nah its an unmitigated disaster, I tried to call my loan processor last month for some small thing and it was 8 hour hold times, they were offering to call back on scales longer than Amazon delivery

Not only are all the niggers who abandoned their debt still abandoning their debt, they also have to deal with an entire generation of kids who were never taught by their parents to financial plan who suddenly had $600/mo of extra income for a year and a half, having to give that up