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@artemesia

> If the bank employee takes an action that forces the bank to book a loss this year, on a loan where the book loss could have been postponed 10 or 15 years,

But this is my point, when I buy a property and am the landlord this never happens, the bank employee does even get a say... I bought the property, its my property, and I can charge what I want for it. Thats what is so confusing to me. In my many years in business I've never witnessed the bank that gave me the loan to buy a property is going to dictate what i price i have to lease my proeprty at, they dont even have the legal right to dictate that if they wanted to.

Maybe your talking about some other country with a messed up law other than the USA? "Maybe this is the norm int he UK or something and I dont know it?

@evacide