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Oh that’s the thing. People won’t actually default on unpaid student loans until next year. Biden put in this thing where your credit won’t get dinged for the first year you “owe” payments. I think they still accumulate and you eventually need to pay the piper all at once, but I bet they won’t even follow through on that.

But I think indebted millennials are by and large going to respond to the student loan question with “actually I’m not paying that, fuck you, final answer.” So I think push is going to come to shove on this topic, just not right away.