To me it looks like everyone's playing the game of not being blamed for inevitable crash. FED paused hikes 'Oh, well WE didn't do it', congress barely passes spending 'Oh well, WE didn't do it.'

Next up is a bunch of people just not paying their student loans and that would diffuse the responsibility onto a nice punching bag wtihout any actual power so that's my next hope because this clown ZIRP market needs to correct.