Dan Luu@Adamlett I think, on my current car, I save something like $1k/yr by not insuring the vehicle itself because I live in a place with super expensive car insurance, but that amount would be more like $50/yr (just guessing based on the car's value of ~$500) when I had my worthless beater and of course the difference in depreciation between the beater and my current car dwarfs $50/yr.
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