also don't forget that Biden has the "The Downpayment Toward Equity Act of 2023" where qualified buyers get $25,000 from the government to go towards your equity.

Which also means that you might as well raise the price of every property by $25,000 because Uncle Sam is buying.

I'm so glad we're shitting $100B from the money printer right into the pockets of bankers just to avoid the inevitable crash.