@lebronjames75 @kaia
From reality.
I'm sorry you are misinformed.
20% is only needed to avoid pmi.
A commercial loan will typically require 25%
An fha loan requires 3.5%
Most banks will accept as low as 3% for a property with a purchase price of something like $200k.
Just 1 website of many that will confirm all of this.
https://homebuyinginstitute.com/mortgage/down-payment-30-year-mortgage/
Perhaps you should take your head out of your ass at least a few inches before saying dumb nonsense you have no information about.