Not just "seem to exist"
College used to be cheap. Then Roger Freeman (worked for Nixon and Reagan) said
“We are in danger of producing an educated proletariat. … That’s dynamite! We have to be selective on who we allow [to go to college].”
Reagan agreed. So they changed state college tuition structure to what it is today. And now here we are. 🤷🏿♂️
https://theintercept.com/2022/08/25/student-loans-debt-reagan/