Sure, investment and financial advisors must operate in your best interests but this screed is full of weird confusing terminology. Those people are not bankers, and banks are very specific things. This is more like a private hedge fund IMO so it's just gambling. You can try to sue the owners of a private hedge fund for losing your money I guess but you better be able to prove that the entire operation is fraud.

But you can put your 401k, IRA, etc into risky assets. That is not restricted.