@stevewashington @StillIRise1963 Exactly. It could and should be expensive to own an assault rifle at 20 for the exact same reason and via the exact same mechanism it was prohibitively expensive for me to buy a MazdaSpeed 3 at 20. The insurance companies looked at a 20-year-old man and a sports car and and were like "nope," and just quoted me like $8,000/year.