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My “take” on how the term “technical debt” gets used? I know the origin. I just have a thought… I think we (waves around generally) needed a term to have an important set of conversations around. Like, we wanted a way to, with dignity, draw attention to the choices being made, when the pressures to keep focusing on “adding value” means kicking “code habitability” work down the road… An alternative like “neglect” … sounds like we shirked… which, underplays the pressures…