@RobertMaguire Of course debt can be cancelled.
I cover something for you and don’t care if get that money back again. There, debt has been cancelled.
Yes, this is on an astronomically larger scale, but a) it absolutely can still be done, and b) not doing it will continue a brutal cycle of students creating debt whose unconscionable interest keeps them struggling to pay it off for sometimes *decades*.
THAT is Owens’s preferred option. ??