It is quite possible (or even likely) that I am wrong, but the SVB debacle looks like it'd be a nothingburger if the FDIC handles things competently from here on.
Depositors may have lost perhaps 10, but not more than 20% of their deposits. Bad, but survivable for most startups. Other banks should be falling over themselves to lend to these startups, collateralized by a receipt from the FDIC about the SVB deposit.
There is no reason for this thing to go pear-shaped.