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To be extra clear, homelessness is what makes layoffs effective as a threat and punishment. And in the USA, withholding health care also plays a large part. These are all escalating levels of violence to the same end of making work compulsory so that they can dictate what work you do, when, where, and to whose benefit.

That power to compel and dictate work is what capital is. Money is only a loose proxy for capital, and they will sacrifice enormous amounts of money to retain and expand their power.