Another important file to worry about is .htconfig.php which will only be created after you confirm the name of the database and database user. You want to change the line that says  App::$config['system']['verify_email'] = 0;
to this:  App::$config['system']['verify_email'] = 1;
That way you'll be able to log into your instance by recieving a access code and log in right then without any hassle. Because if you don't do this, and since you dont have a SMTP server set up, you wont get an email anyway and you'll be unable to log in otherwise. So that step is important. Oh there's also a cron job you need to set up so that your instance will update to the newest version automatically. All this info, except the part about the .htconfig.php can be found in the install directory, install/INSTALL.txt. Just a heads up. Take your time when you do it and you'll be fine.