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People be crazy:

"‘Buy Now, Pay Later’ Lenders Pitch Loans for Needs Like Electricity and Rent"

If you can't afford something umm you probably should not be buying it.

Instead of buying into an apartment or home you can't afford maybe you should share the rent with someone else or cut back on the AC. Or MOVE somewhere that the taxes and cost of living isn't insane relative to income potential.

https://archive.is/AioYF