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Hell, the fucking person they're using (ABC presents issues as case studies so they can surface the same article with a new face a week later), got hit TWICE, once by sms and once by email, and just... No?
'once she transferred the money, she realised something was wrong' (paraphrased)

Ok, but then...
'not long after, she was contacted by a scammer by email and after following the prompts she effectively gave them access to her computer and banking'

So, she went through a LOT of steps