A credit score isn't mainly about "ability" or "acceptable risk"-it's whether lenders will make money lending to you. If you don't hold debt and you have plenty of income/assets, you'll probably just pay a loan back immediately. And they won't make money.
https://x.com/wanyeburkett/status/1927410265584234813
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scriptjunkie (sj@social.scriptjunkie.us)'s status on Thursday, 29-May-2025 01:55:16 JST scriptjunkie