@mrvapor Lower is better than zero. For immigrants, getting first credit is catch-22. They have to have post address to issue a bank account which requires post address to register which requires a bank account…
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藤井太洋, Taiyo Fujii (taiyo@ostatus.taiyolab.com)'s status on Monday, 12-Dec-2022 07:57:53 JST 藤井太洋, Taiyo Fujii -
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Mr. V (mrvapor@social.chaosmagick.com)'s status on Monday, 12-Dec-2022 07:57:54 JST Mr. V The "credit rating" systems in the U.S. are bullshit capitalist tools to keep poor people poor and push wealth into the hands of the elite.
With poor credit in the U.S. you will have a hard time finding anywhere to rent or purchase, find it hard to purchase any sort of transportation, can be summarily ordered to pay debts with predatory lending rates you have no money to pay, and possibly have everything you own taken.
It's just the modern upgraded version of serfdom.
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