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   Jonah Aragon (jonah@mastodon.neat.computer)'s status on Wednesday, 05-Mar-2025 14:36:08 JST Jonah Aragon

   It's very annoying that someone can donate a few bucks to my Mastodon instance, and then file a credit card dispute with a $16 (!) fee attached a few months later. It's even more annoying when they do it 5 different times.

   If you need your pocket change back so badly just tell me and I'll send it back. What is the purpose of charging me $80 to return like... $20 total? 😬

   • Embed this notice
     Brodie Robertson (brodieonlinux@mstdn.social)'s status on Wednesday, 05-Mar-2025 14:36:07 JST Brodie Robertson

     in reply to

     @jonah This is why it's really common for people who file credit card disputes to get banned from a platform

   • Embed this notice
     feld (feld@friedcheese.us)'s status on Wednesday, 05-Mar-2025 14:41:20 JST feld

     in reply to
     @jonah That's a pretty serious attack vector that someone could organize and abuse to financially harm a targeted instance. Get dozens of people to do the same under the guise of new membership and then everyone charge back and drown the instance owner in debt so they shutdown because now they're a couple Gs in the hole and the internet isn't fun anymore
   • Embed this notice
     feld (feld@friedcheese.us)'s status on Wednesday, 05-Mar-2025 14:43:25 JST feld

     in reply to

     • feld
     @jonah I didn't realize the chargebacks were that expensive today. It's actually sorta dangerous to accept donations using payment rails that can be reversed.
   • Embed this notice
     Jonah Aragon (jonah@mastodon.neat.computer)'s status on Wednesday, 05-Mar-2025 15:16:49 JST Jonah Aragon

     in reply to

     • feld

     @feld I do suspect I could challenge them and win, but it is not worth the time over $80 so I let them go. Probably would be worth it for thousands of $$

     Even in that best case scenario it would still be a gigantic waste of the instance owner’s time to challenge them all, and screw up their payment network reputation which is based on amount of disputes received regardless (!) of outcome.

     feld likes this.
   • Embed this notice
     feld (feld@friedcheese.us)'s status on Wednesday, 05-Mar-2025 15:17:25 JST feld

     in reply to
     @jonah Yep exactly. You can do some interesting economic warfare against someone with the standard credit card payment rails. It's not designed to protect you.