Futurist Jim Carroll"New risk demands new thinking. Uninsurable risk demands bold thinking." - Futurist Jim Carroll
In just about a month, I'll head to California to headline a major insurance conference. The fact that I'm speaking in a region that is home to one of the largest insurance losses in US history is not lost on me, and in fact, will provide form for much of my talk. Loosely structured, I will be focusing on 'the future of risk.'
The fact is, I've done this talk on numerous occasions over the years. Not trying to boast, but I've done keynotes or have led leadership meetings for a vast array of insurance companies over the years.
Think about it - for years I've been indicating that clearly, new risk demands new thinking. But we are now in the midst of a massive new trend - one in which uninsurable risk demands bold thinking. The fact is, the insurance industry finds itself at a pivotal moment where traditional models are colliding with accelerating risk. The very foundations of insurability are being challenged by climate, technology, and societal shifts.
But in every challenge lies opportunity.
Think about what's happening right now: Coastal property insurance is collapsing in regions where rising seas meet increasing storm intensity. Traditional auto insurance is being disrupted by the connected car. Pandemic risk coverage is being fundamentally reshaped by vaccine hesitancy and emerging pathogens. Supply chain interruption insurance is desperately trying to keep up with a world where 'just-in-time' meets 'constant disruption' and where the mad whims of the delusional destroy global commerce. Carbon emission insurance is attempting to price risks that didn't even exist a decade ago.
Every one of these challenges is pushing us toward new solutions that are as innovative as the risks they address:
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Futurist Jim Carroll takes on highly complex topics in his industry-specific keynotes.
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