https://longreads.com/2018/12/04/the-case-for-letting-malibu-burn/
"By declaring Malibu a federal disaster area & offering blaze victims tax relief as well as preferential low-interest loans, the Eisenhower administration established a precedent for the public subsidization of firebelt suburbs. Each new conflagration [saw] reconstruction on a larger… more exclusive scale…renters displaced…by wealthy pyrophiles encouraged by artificially cheap fire insurance, socialized disaster relief…For people of color…it was absolutely off-limits"