Conversation

As I wonder if USAA (which I actually like) is going to become insolvent paying claims on this last week, it occurs to me to also wonder what our next plan is. Private profit on insurance might not be an option in this era, which right now is causing hardship but also has the opportunity to clear the field for something else.

How might we spread risk and share costs in the era of climate change? What's the BEST THING we can imagine?