Reading NYT article about a man scammed out of $740,000 and this paragraph stood out: https://www.nytimes.com/2024/07/29/business/retirement-savings-scams.html?campaign_id=190&emc=edit_ufn_20240813&instance_id=131625&nl=from-the-times®i_id=70901772&segment_id=175074&te=1&user_id=e37619d81706c20f3a1394495a2de52c