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1. Embed this notice
   Sick Sun (sun@shitposter.world)'s status on Thursday, 13-Jun-2024 22:11:32 JST Sick Sun
   etrade wants me to provide my social security card, via cell phone photo, to prove it's me. that just doesn't seem hard to fake
   • kaia likes this.
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     受不了包 (shibao@misskey.bubbletea.dev)'s status on Thursday, 13-Jun-2024 22:14:12 JST 受不了包

     in reply to

     @sun@shitposter.world idk why anybody uses etrade, they do shit like this and they don't even have fractional trading

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     Sick Sun (sun@shitposter.world)'s status on Thursday, 13-Jun-2024 22:14:20 JST Sick Sun

     in reply to

     • 受不了包
     @shibao what do you suggest
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     受不了包 (shibao@misskey.bubbletea.dev)'s status on Thursday, 13-Jun-2024 22:14:40 JST 受不了包

     in reply to

     @sun@shitposter.world fidelity or vanguard, they're both pretty similar

     kaia and Sick Sun like this.
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     Sick Sun (sun@shitposter.world)'s status on Thursday, 13-Jun-2024 22:18:43 JST Sick Sun

     in reply to

     • 受不了包
     @shibao It is impossible for me to sign up for Fidelity because I broke their website and my account is stuck in a loop where none of their processes will let me finish signing up and they won't fix it. I'll try Vanguard I guess.
   • Embed this notice
     ⚡Eineygður Flakkari⚡ (toiletpaper@shitposter.world)'s status on Thursday, 13-Jun-2024 22:18:49 JST ⚡Eineygður Flakkari⚡

     in reply to
     @sun
     
     It would be a useful public service to provide an AI driven fake ID generator for various nation states. At least to scramble the numeric portion even if not the name/identity (which presumably still must match the credit card). Fuck KYC.
     Sick Sun likes this.
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     受不了包 (shibao@misskey.bubbletea.dev)'s status on Thursday, 13-Jun-2024 22:19:43 JST 受不了包

     in reply to

     @sun@shitposter.world you'll have to jump through their support rigamarole, thankfully i don't have to but fidelity reddit has some tips if you moved recently or whatever

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     Sick Sun (sun@shitposter.world)'s status on Thursday, 13-Jun-2024 22:28:53 JST Sick Sun

     in reply to

     • 受不了包
     @shibao I won't bore you with what I went through but basically their website says I can't submit documents I have to call them and when I call them no one can explain why the website says that and they ghosted me.
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     kaia (kaia@brotka.st)'s status on Thursday, 13-Jun-2024 22:28:59 JST kaia

     in reply to
     @sun also doesn't seem very safe if someone steals your number
     Sick Sun likes this.
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     受不了包 (shibao@misskey.bubbletea.dev)'s status on Thursday, 13-Jun-2024 22:48:12 JST 受不了包

     in reply to

     @sun@shitposter.world yeah basically they flagged you as a scammer for some reason (i'd guess addresses not lined up on some documents), they don't want to say in case you're actually a scammer but basically just send them more documents or go in person or both

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     Sick Sun (sun@shitposter.world)'s status on Thursday, 13-Jun-2024 22:48:58 JST Sick Sun

     in reply to

     • 受不了包
     @shibao oh I didn't know they had physical location, I'll investigate.
   • Embed this notice
     Pete Zaitcev (zaitcev@shitposter.world)'s status on Thursday, 13-Jun-2024 23:24:23 JST Pete Zaitcev

     in reply to

     • 受不了包
     @sun @shibao Oh they do. Every town has a Fidelity, every the goddamn Albuquerque. And they assign you a handler, who calls you once a year and asks if you want anything. I'm a retail investor, come on guys.
     Sick Sun likes this.
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     受不了包 (shibao@misskey.bubbletea.dev)'s status on Thursday, 13-Jun-2024 23:42:41 JST 受不了包

     in reply to

     • Pete Zaitcev

     @zaitcev@shitposter.world @sun@shitposter.world i was browsing twitter just now and suddenly saw your account in the replies to a tweet lol

     Sick Sun likes this.
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     受不了包 (shibao@misskey.bubbletea.dev)'s status on Friday, 14-Jun-2024 01:07:49 JST 受不了包

     in reply to

     • Pete Zaitcev

     @zaitcev@shitposter.world @sun@shitposter.world u guessed right lol

   • Embed this notice
     Pete Zaitcev (zaitcev@shitposter.world)'s status on Friday, 14-Jun-2024 01:07:50 JST Pete Zaitcev

     in reply to

     • 受不了包
     @shibao @sun I even guess what it was[1], because TwittX algorithm is extremely fractal. Once it latches onto a tweet, it starts promoting, and the tweet snowballs.
     
     [1] https://x.com/zaitcev/status/1800383529873719493
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     受不了包 (shibao@misskey.bubbletea.dev)'s status on Friday, 14-Jun-2024 01:58:04 JST 受不了包

     in reply to

     • Zettour

     @Zettour@gearlandia.haus @sun@shitposter.world back in the day you used to have to use mutual funds if you wanted to buy in a certain dollar amount (like from a paycheck) instead of a certain share amount, and they started trying to charge outrageous annual fees that basically decimated people's retirement accounts. however, due to vanguard creating 0 cost etfs and then fidelity also jumping in with their etfs, any decent broker will either have their own no fee etfs or at least let you buy vanguard/fidelity's. And so you can see that adding in fractional trading with these no-fee etfs would basically re-create mutual funds except you're not locked into the mutual fund (useful for transferring accounts or basically just getting your money out). imo etrade and other brokers that don't let you do fractional trading know that this is how it'd be used and don't offer it intentionally because then they know that they'd cut a major source of their revenue (i.e. stealing from people's retirement accounts) and just hide it behind "we don't want those daytraders on our platform" or something idk. they also will charge fees to trade non-platform mutual funds which is another source of revenue. basically if you have a non-taxable account I'd encourage you to double check your mutual fund fees and if needed, move to another mutual fund with a lower expense ratio or ideally, use fractional trading with an etf so that you can always sell instantly and don't have to wait for the mutual fund to settle, but first make sure you aren't getting raked over the coals with 2% annual fees or whatever that can be common in shitty corporate 401k accounts
     
     tldr it's more than just a marketing gimmick

   • Embed this notice
     Zettour (zettour@gearlandia.haus)'s status on Friday, 14-Jun-2024 01:58:06 JST Zettour

     in reply to

     • 受不了包
     @shibao @sun Fractional trading is a marketing gimmick, if you can't afford a single share then you probably shouldn't be investing at all.