Eeep, have just discovered that Skipton Building society do mortgages for people with less than 5% deposit providing you can prove you’ve paid your rent in full and on time for the last year, which I have (just about).
There’s also a little 2 bed terrace in our village for a price that we could afford (much cheaper than our rent), I’d ideally want to get a £3,000-£5,000 deposit together.
I think I might be able to do this.