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Discord just announced a change to their Terms of Service, which restarts the clock on when you can opt out of binding arbitration. All you gotta do is read the "Opt-out" paragraph of Section 16 & send an email to arbitration-opt-out@discord.com from the email address you use to log in which states something as simple as this:

I am confirming that as of the date of this email, I am choosing to opt out of binding arbitration to settle disputes with Discord.

https://discord.com/terms

Boosts pls.