@patrickcmiller I’m really not a fan of using biometrics as a factor unless in all cases it is an additional factor (law enforcement issue).
If someone has a serious weight change (e.g., cancer or serious accident), does Face ID break? Even if not, is there a bypass function that can be implemented? It’s easy enough for my spouse to find the key to the safety deposit box where I have written down my password, but if I die or am otherwise incapacitated, what is he to do?