If we forced gun owners to insure their weapons for liability, the insurance industry would explain - in dollars and cents - how dangerous having a gun in your house is versus NOT having a gun.
If every gun purchaser had to also purchase liability insurance for their death machine (that's what guns literally are), far fewer of them would purchase guns - because they couldn't afford the insurance bite.
I wonder if that's why we've never forced the owners of a device designed to KILL people to take FINANCIAL responsibility for their possession. Cars kill people BY ACCIDENT yet we're all forced - by law - to insure ourselves in case something UNEXPECTED happens.
The gun industry has bamboozled America to literal death.