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eris (eris@akko.disqordia.space)'s status on Monday, 14-Aug-2023 13:04:51 JST eris Switching to a credit union, kinda nervous lol.
Gonna keep my regular bank still though and maybe keep all my auto payments there-
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eris (eris@akko.disqordia.space)'s status on Monday, 14-Aug-2023 13:53:04 JST eris @lucifargundam what -
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LucifarGundam (lucifargundam@qoto.org)'s status on Monday, 14-Aug-2023 13:53:05 JST LucifarGundam i thought you already diversified your assets? wtf are you doing?!!
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LucifarGundam (lucifargundam@qoto.org)'s status on Monday, 14-Aug-2023 14:18:51 JST LucifarGundam Holding assets in multiple accounts in different locations as to best keep yourself afloat. Putting all your eggs in one basket makes it easy for others to take everything away from you.
They cant take all your funds away if they don't know where it's all at.
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eris (eris@akko.disqordia.space)'s status on Monday, 14-Aug-2023 14:19:44 JST eris @lucifargundam yeah i thought about making a third bank account for a savings elsewhere and having CC bank, main deposits bank, auto payments bank, and savings bank, so if one gets frozen or hacked i still have the others -
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eris (eris@akko.disqordia.space)'s status on Monday, 14-Aug-2023 14:21:04 JST eris @lewdthewides @lucifargundam well CU will obviously be insured by the NCUA instead -
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:archlinux: (lewdthewides@hidamari.apartments)'s status on Monday, 14-Aug-2023 14:21:06 JST :archlinux: @lucifargundam @eris they know exactly where your money is if you're going to deposit it in a federally-insured bank. -
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eris (eris@akko.disqordia.space)'s status on Monday, 14-Aug-2023 14:22:15 JST eris @lucifargundam @lewdthewides its not like i do anything bad, at worst im at risk of lawsuits from old credit cards (but SOL ends soon) -
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LucifarGundam (lucifargundam@qoto.org)'s status on Monday, 14-Aug-2023 14:22:16 JST LucifarGundam @lewdthewides @eris
They know where it is if it's a federal note being ran through a database.Best thing to do is disperse and buy time- instead of believing it to be 100%(or mostly) safe.
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eris (eris@akko.disqordia.space)'s status on Monday, 14-Aug-2023 14:26:12 JST eris @lucifargundam @lewdthewides its not like I'll ever need more than the $250k NCUA insurance (would be nice if i made it big more than that) -
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LucifarGundam (lucifargundam@qoto.org)'s status on Monday, 14-Aug-2023 14:26:13 JST LucifarGundam @eris @lewdthewides
Credit Union allows more flexibility- but isn't as insured. It's a trade-off that's best kept as a concurrent avenue for expenditures that either might have fuzzy numbers or needs to occur faster than a typical bank. -
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eris (eris@akko.disqordia.space)'s status on Monday, 14-Aug-2023 14:26:34 JST eris @lucifargundam @lewdthewides how, im just a ghost girl -
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LucifarGundam (lucifargundam@qoto.org)'s status on Monday, 14-Aug-2023 14:26:35 JST LucifarGundam You _are_ bad.
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eris (eris@akko.disqordia.space)'s status on Monday, 14-Aug-2023 14:29:42 JST eris @lucifargundam @lewdthewides you should send me money if you have these problems ill keep your money safe (and maybe pay off my debt) -
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LucifarGundam (lucifargundam@qoto.org)'s status on Monday, 14-Aug-2023 14:29:43 JST LucifarGundam IRS* my bad- i'm tired.
https://financeband.com/how-much-cash-can-you-withdraw-from-a-bank-without-it-being-reported
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LucifarGundam (lucifargundam@qoto.org)'s status on Monday, 14-Aug-2023 14:41:16 JST LucifarGundam We don't know each other well enough to share the same problem- thanks though. Your interest is duly noted for next Fedi-con.
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Cody :collar: (cody@misskey.codingneko.com)'s status on Tuesday, 15-Aug-2023 01:56:58 JST Cody :collar: @eris@akko.disqordia.space I've never actually had a bank xd always been on a credit union.
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