✌🏿✍🏿So I'm still working my way through https://www.roamagency.com/isbn9781642591699/, an amazing and simple explainer of how capitalism works through the eyes of Marxism (which is objectively real-life and less of the fluff that's sold to us).
The book is talking about credit and it was then I realized how consumer credit might have been the final drug to lock people into capitalism with no way out. That with rising costs, you have to either choose to sell FUTURE debt or somehow "opt out"
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